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Virginia-Life-Annuities-and-Health-Insurance exam
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Virginia Life, Annuities, and Health Insurance Examination Series 11-01

Last Update Apr 26, 2025
Total Questions : 150 With Methodical Explanation

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Virginia-Life-Annuities-and-Health-Insurance PDF

Last Update Apr 26, 2025
Total Questions : 150

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Last Update Apr 26, 2025
Total Questions : 150

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Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Questions and Answers

Questions 1

Which expenses are covered by Medicare Part D?

Options:

A.

Medical

B.

Hospital

C.

Prescription drug

D.

Dental

Questions 2

All of the following statements about universal life insurance are true EXCEPT:

Options:

A.

A mortality charge is subtracted from the cash value accumulations each month

B.

The policy stipulates the amount that will be used for company expenses

C.

Death benefits are taxed as ordinary income

D.

Policy loans affect the amount of interest credited to the policy cash value

Questions 3

When a health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

Options:

A.

The premium payor

B.

The principal insured individual

C.

The patient or parent of the patient

D.

The insurer