If an insurer knowingly fails to enforce a policy provision on one occasion, the insurer may be prevented from enforcing it on a subsequent occasion by the principle of:
Which life annuity contract feature provides that benefit payments will continue for a minimum number of years regardless of when the annuitant dies?
The Medical Information Bureau may release information in the proposed insured's file to:
A group policy may be issued to a labor union. The members eligible for insurance under the policy shall be:
In surrendering a life insurance contract for its cash value, the total of premiums paid less the total of any dividends received in cash or used to offset premiums is:
The purpose of the Life and Health Insurance Guaranty Corporation is to guarantee:
The needs approach to personal life insurance planning includes the creation of an emergency reserve fund. This fund is designed primarily to:
The life insurance buyer's guide includes information about all of the following EXCEPT how to:
How often must insurance licensees subject to continuing education meet the educational requirements?
To have "an insurable interest" in the life of another person, an individual must have a reasonable expectation of:
A policyholder uses a Section 1035 exchange to replace an existing life insurance policy. If the new policy is later surrendered, the gain realized on termination is taxed as:
The income benefits distributed during the liquidation phase of an annuity contract are normally payable to:
The income benefits distributed during the liquidation phase of an annuity contract are normally payable to:
An insurer may refuse to underwrite a particular insurance applicant for a reason based wholly on:
TESTED 04 Jan 2025
