All of the following factors may affect premium determination in individual life insurance EXCEPT:
In Maryland, continuation of medical plan coverage for a handicapped child beyond the age limit stated in the policy may require proof of the child’s:
Medical charges that fall within the range of fees normally charged for a given procedure in a certain geographical area are called:
Misrepresenting pertinent policy provisions relating to coverages after a loss is:
After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?
An accident and health insurance producer is most likely to become liable for professional errors and omissions as the result of:
When a single major medical contract covers all medical expenses, the plan is considered to be:
Which type of Medicare Supplement information can be used without prior state approval?
A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:
The phrase, "this policy pays $1,800 for hospital room and board expenses," should include the:
The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:
In dental insurance coverage, which one of the following typically is EXCLUDED?
An insurance producer provided several examples to the applicant persuasively demonstrating that the insurance coverage offered under his company’s policy was superior to a competitor’s product. The insurance producer knew he was misrepresenting or stretching the truth in order to induce the applicant to forfeit her current policy and purchase a similar but inferior insurance policy from him. The insurance producer is involved in which one of the following unfair trade practices?
In general practice, which one of the following is true of the powers of the Maryland Insurance Administration with respect to access to a producer’s business records?
An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer:
A disability income insurance policy typically provides coverage for disabilities resulting from:
The entire contract provision in an individual accident and health insurance policy states that the producer:
When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:
TESTED 14 Mar 2025
